Today there are still many customers that prefer to pay by check, often at the discretion of the business owner. Businesses can now accept payment by check while having the ability to verify that check at the point of purchase.

Checks are verified electronically similar to a credit card through a check reader, credit card terminal, over the internet, or even by phone with immediate verification. This service screens for potential loss by verifying the validity of the check writer, and once approved and verified, all checks are guaranteed to be paid even if returned or rejected.